The proportion of Portuguese who spend more than the recommended one in housing expenses was fixed at 5.7% in 2018, minus 1 percentage point in relation to 2017, according to data from the National Statistics Institute.
The so-called overhead charge on housing expenditure is an indicator that compares the ratio of annual household expenditure to household disposable income. If this ratio exceeds 40% then it is considered that there is an "overload" of housing expenses in the family budget.
Housing expenses include those related to water, electricity, gas or other fuels, condominium, insurance, sanitation, minor repairs, as well as rents and interest related to the main housing loan.
In contrast, INE reports an increase (from 9.3% to 9.6%) of the population living with insufficient housing space, ie the number of habitable divisions is insufficient for the number and demographic profile of the population. members of the household.
Equally upward is the proportion of people living in "severe housing deprivation", an indicator that seeks to assess the physical and sanitary conditions of housing.
Last year, according to the National Statistics Institute (INE), 4.1% of the people were in households that faced these severe conditions, another 0.1 percentage points compared to 2017, that is, they had no bathroom or shower in the accommodation, had no toilet with autoclismo, live with walls and floors damp and rotted or without sufficient natural light.