Caixa Geral de Depósitos (CGD) and Novo Banco are among the six largest banks operating in the national market, which charge higher values for heirs to access accounts, reveals the edition of this Tuesday, October 9 , of the newspaper "Público".
CGD is the only one of the six to charge one amount per account and this happens precisely in the financial institution where there is a greater number of clients (it was the bank that paid the pensions of retirement and disability), usually with several accounts.
This charge has led to the closing of many accounts, but still, there are many customers several accounts, some associated with time deposits or other financial applications.
In a process of enabling heirs, it is necessary to request information from one or more banks on the relationship of loans and deposits of deceased persons. However, the sums to be paid for this declaration, and for many others, can amount to several tens or even hundreds of euros, a situation that Deco and the Left Block want to halt if they have the support of other parties.
The charging of this type of commissions is not new, but the values surprise many customers. According to the "Público", a consumer recently had to pay € 275 in commissions, plus VAT of 23% (€ 338.25 in all), for information relating to five accounts in the public bank owned by a deceased family member.